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Step by Step

Step 1: Take a step back
            - Make a list of all your accounts
            - Identify whether they are assets or liabilities
Step 2: Get your credit report
            - Check your credit report for accuracy
            - Correct any problems now - don't wait!
Step 3: Make a plan
            - Download the spreadsheet
            - Fill in your information to come up with a budget/spending plan

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